Now that you’ve started the steps to budgeting and know how to organize your budget and develop a spending plan, it’s time to discuss ways to make cuts in the budget. This is my favorite part of budgeting and the most influential to family finances. I enjoy finding ways to save money and this week Read more

A few weeks ago I outlined the steps to budgeting. This week I will discuss step #4, how to plan your budget. By this point you should have an idea of how much you are currently spending. Now, it’s time to organize your spending and budget. This is the most crucial step to budgeting and Read more

This is Part 1 of my weekly series on Budget. Last week I outlined the steps to budgeting. In this post I will discuss steps 1, 2 and 3 in more detail.Do you know how much your family spends every month? If not, why not? One of the most important aspects of controlling your finances Read more

I’ve received several requests from readers to talk about budgeting. Here is a basic overview of the steps to budgeting. Next week I will feature Part 1 of budgeting: how to start budgeting, steps 1, 2 and 3 of this list.1. List expenses. Keep track of all expenses for at least one month. Make a Read more