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Ever need a good dip recipe for a party?  Try this one!  I actually make this as a side dish with many of the Mexican dishes that I make. My husband doesn’t like beans, but he likes this bean dip!  And it’s easy with only 4 simple ingredients and baked to perfection. Serve with tortilla chips or baked quesadillas.


Looking for more Mexican-inspired dishes? How about these:

Cheesy Bean Dip

Simple 4-ingredient baked dip recipe
Course Snack
Cuisine Mexican
Keyword Cheesy Bean Dip
Prep Time 5 minutes
Cook Time 50 minutes
Total Time 55 minutes
Servings 8 servings
Author Jayme


  • 1 16 oz. can refried beans
  • 8 oz cream cheese
  • 1 16 oz. jar salsa (you don’t need to use that much, so if you have a partial jar, use it!)
  • 1 cup grated cheese (cheddar or Monterrey jack or something similar)
  • tortilla chips for serving


  • Preheat oven to 350º F.
  • Spread beans in a 9x9 glass baking dish.
  • Top with cream cheese. To make it easy, I usually microwave it for 20-30 seconds before hand and then just “slice” it into pieces and lay the pieces on top of the beans. No need to be exact – it’ll melt and spread in the oven.
  • Dump salsa on top. You don’t need to use a whole jar if it looks like too much salsa. I’m not very precise when it comes to this recipe.
  • Top with shredded cheese.
  • Cover with foil and bake for 40 minutes.
  • Remove the foil and bake for another 5-10 minutes so that the cheese is totally melty.
  • Serve with chips!


I often make this dip ahead of time (like early in the morning) and store in the refrigerator until I'm ready to cook it. If you do that, it will take longer to bake – maybe closer to an hour. Just look for it to be warm in the middle. (You can always microwave it for a few minutes before baking just to get it started – I won’t tell people you cheated!)

Jayme is a wife to 1 and a mother to four little boys. She tries to coupon, builds a smart stockpile, and always meal plans. While she likes to cook, she’s in the stage of life where simple is usually better – she never knows how many hands she’ll have free at dinner time! You can find her on Instagram.

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